In The Media
18 October 2009, Courier Mail, “All Systems Go”
There's no need for a tax review or extra savings incentives. People can make their money work harder by simply understanding the current system.
The Henry Review into taxation is proceedings merrily along and has already received a multitude of submissions from the usual suspects.
11 October 2008, Courier Mail, “The Balancing Act”
Sticking with a variable rate on your home loan will help you survive the latest interest rate rollercoaster ride and pay off your mortgage.
The Reserve Bank has finally bitten the bullet and started to move interest rates upwards again after makingthe judgement that the Australian economy is in recovery...
8 October 2009, The Herald, “Steady as she goes is the call”
As the economy further recovers, the only way for interest rates is up. But there's no need for anyone to panic.
The Reserve Bank has bitten the bullet and begun to move interest rates up again after making the judgement that the Australian economy is in recovery...
4 October 2009, Sunday Mail, “Weighing Up the Numbers of Life”
The most vital calculation you are likely to make is how long you will live.
"How long will my money last?" is a question I hear nearly every day. Of course the standard answer is that it depends very much on how long you are going to live.
1 October 2009, The Herald, “Bonds Offer a Wealth of Rewards”
Invest as much as you like, access it when you want and enjoy the tax breaks afforded by this versatile option.
Investment bonds are the topic again this week. And I must confess, when I write about them, I feel like one of those people demonstrating a whizz bang gadget at the shopping mall....
27 September 2009, Sunday Mail, “Investing In Bonds Makes It Personal”
Investment bonds can be an ideal asset for a range of reasons but they are not suitable for everyone.
Investment bonds are the topic again this week and I must confess, when I write about them, I feel like one of those people demonstrating a whiz bang gadget at the mall. These bonds have such a unique range of features it is hard to know where to start.
24 September 2009, The Herald, “A Brighter Future For Your Kids”
With investment bonds the money is at call and the parent decides when the funds may be placed in the child's name.
My recent column on investing for grandchildren triggered many emails asking for guidance on the best investment vehicle to use. It's a tricky question because most of the strategies have inherent problems...
23 September 2009, Sydney Morning Herald, “A Helping Hand”
Pension changes could mean more cash for seniors.
Eligibility for a part pension is important to many retirees because it grants them access to most of the fringe benefits, including the prized Pensioner Concession Card...
20 September 2009, Sunday Mail, “The Family That Bonds Together”
A recent column triggered emails asking for guidance on putting money away for grandchildren, in particular the best investment "vehicle" to use.
A number of people have asked for guidance on selecting investments for grandchildren. It's a tricky question because most of the available strategies have inherent problems...
13 September 2009, Sunday Mail, “Take Stock of What You Have”
Remain patient in a time of change to profit from the cycle of bust and boom.
How quickly the world changes. This time last year we were all quivering in fear as the collapse of Lehman Brothers sent shock waves around the world...
10 September 2009, The Herald, “$2.73 plan works, but start it now”
You have probably cost your children a fortune by shameful procrastination. Memo: Get on to it today.
Life is a progression. You come into the world with nothing, battle your way through school and adolescence, and hopefully end up in a happy, long-term relationship that has been blessed with children who are among your best friends...http://noelwhittaker.com.au/images/media/Herald10Sept.pdf
6 September 2009, The Sunday Mail, “Early Bird Catches the Large Profits”
The time to start providing for your child's future is now.
Life is a progression. You come into the world with nothing, battle your way through school and adolescence, and hopefully end up in a happy long-term relationship that has been blessed with children who are among your best friends...
3 September, 2009, Newcastle Herald, “Bonus is a Big Plus for Pensioners”
Rewarding times are ahead, as part of Government incentives that allow people to work and receive the aged pension.
The next crucial date for the continually changing aged pension system is September 20. On that date the taper rate for the income text changes from 40 cents...
27 August 2009 “Knowing the right words saves cash”
Tie your super fund down to make sure it does what you want it to do wtih the remaining money when you die.
This week we will continue discussing the features you should look for when choosing a superannuation fund. We'll start by thinking about what happens to your super when you die, but to understand what follows you need to keep in mind that superannuation is one of the few assets that does not necessarily pass to your...
20 August 2009 Newcastle Herald “Smarts Pay In Shopping For Super”
Just three months ago I alerted you to the potential problems facing industry super funds whose returns had been inflated by unlisted assets, many of which had not fallen to the extent of similar listed ones.
View Media File16 August 2009, The Sunday Mail, “Simplest solutions aren’t always best”
When it comes to considering options, superannuation is worth the effort, writes Noel Whittaker.
Just three months ago I alerted you to the potential problems facing industry super funds, whose returns had been inflated by unlisted assets, many of which had not fallen to the extent of similar listed ones.
9 August 2009, The Sunday Mail, “Investment in bonds risky when rates rise”
Government bonds are an asset that can be confusing to many, writes Noel Whittaker.
The 1929 stockmarket crash might have triggered the Great Depression that began in 1930, but it did not cause it.
2 August 2009, The Sunday Mail, “Pet love to break the bank”
The bite from a recent vet bill left Noel Whittaker amazed. He's since discovered a few dollars a week can save animal owners considerable pain.
For years I have been warning of the countless ways in which your precious savings can be attacked.